You’re driving the Italia, Miura, Alfa, and suddenly find yourself by the side of the road. Is it:
- Broken down because it’s Italian? (no comment)
- Pouring rain? (probably)
- Unclear what your insurance man told you about Emergency Road Service? (ALWAYS)
Like the safety briefing before takeoff, EMERGENCY ROAD SERVICE is the single most ignored section of your insurance policy but maybe something to seriously consider.
Insuring hundreds of exotics means I run into this routinely, as the driving season progresses.
- good emergency road service usually costs the price of a couple of venti non-fat lattes a year
- it’s going to pay for the couple of gallons of gas delivered to you by the emergency vehicle
- IT IS GOING TO FLAT TOW YOU TO THE CLOSEST POINT OF REPAIR, so when the Testarossa breaks down in Mitchell, South Dakota (population 15,254), you won’t end up explaining to the guys at the gas station that the mechanicals are mostly at the rear.
It costs money, serious money, to have your vehicle flat towed to a QUALIFIED shop to carry out repair work. Just because there are plenty of import shops in Mitchell doesn’t mean they are qualified to work on what you drive.
Call your insurance dude and get the skinny on what you have. Is there a max amount? What defines the” closest point of repair?”
Then go have that latte and email me with questions.
See you on down the road,